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Financial Planning

Top Stories

Is it worth fixing your state pension record?
January 21

Is it worth fixing your state pension record?

A key deadline for voluntary national insurance contributions looms – but are they good value for money?
Everything you need to know about your self-assessment tax return
January 20

Everything you need to know about your self-assessment tax return

As the 2025 deadline approaches, be sure to declare all taxable income while making the most of opportunities to lower your tax bill
'Can I gift to cut IHT and still live off my portfolio?'
January 17

'Can I gift to cut IHT and still live off my portfolio?'

Portfolio Clinic: Decades of patient investing have left this reader with substantial assets and a tax headache. Dave Baxter looks at the options
Where to invest in 2025
December 19

Where to invest in 2025

We find the best markets, shares, funds and methods to make sure you get the most out of your portfolio next year
Why moving abroad to pay less tax is harder than you think
January 08

Why moving abroad to pay less tax is harder than you think

Tempted to go overseas to cut your tax bill? Here are the pitfalls you may not be aware of
January 15

A hidden quirk of pension tax relief

This practical example shows why salary sacrifice makes things a lot easier
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ISAs

The shares and funds investors loved buying in 2024
January 09

The shares and funds investors loved buying in 2024

We look at the most popular assets on investment platforms last year
Hargreaves Lansdown blocks access to four investment trusts
December 18

Hargreaves Lansdown blocks access to four investment trusts

Cost disclosure battle continues, with private investors the unintended casualty
Vanguard hikes Isa and pension fees for small portfolios
December 12

Vanguard hikes Isa and pension fees for small portfolios

The provider is introducing a fee change that will hit a large portion of its customers
NS&I hits savers as it pulls fan-favourite bond
December 03

NS&I hits savers as it pulls fan-favourite bond

Savage cuts to savings accounts continues as NS&I moves further down the best-buy tables
November 27

A new effort to boost shareholder turnout

Shareholder voting from retail investors remains low. Can platform changes encourage wider voter participation?
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NS&I slashes Premium Bond rates again
November 26

NS&I slashes Premium Bond rates again

The prize rate on NS&I Premium Bonds is being cut for the second month in a row
Explore ISAs

Tax Planning

‘I bought paper shares for my children – will I be taxed if I transfer them?’
January 20

‘I bought paper shares for my children – will I be taxed if I transfer them?’

Tax & Pensions Clinic: Our reader holds paper certificates and needs to know how they will be treated for tax purposes
Everything you need to know about your self-assessment tax return
January 20

Everything you need to know about your self-assessment tax return

As the 2025 deadline approaches, be sure to declare all taxable income while making the most of opportunities to lower your tax bill
'Can I gift to cut IHT and still live off my portfolio?'
January 17

'Can I gift to cut IHT and still live off my portfolio?'

Portfolio Clinic: Decades of patient investing have left this reader with substantial assets and a tax headache. Dave Baxter looks at the options
Why it’s crucial to split business and personal finances – and how to do it
January 14

Why it’s crucial to split business and personal finances – and how to do it

Business owners have a tendency to neglect the personal side of their finances, but doing so can be risky
January 10

The problem with being the family finance guru

Offering financial suggestions to friends and family can be a very risky endeavour
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Why moving abroad to pay less tax is harder than you think
January 08

Why moving abroad to pay less tax is harder than you think

Tempted to go overseas to cut your tax bill? Here are the pitfalls you may not be aware of
Explore Tax Planning

Portfolio Clinic

'Can I gift to cut IHT and still live off my portfolio?'
January 17

'Can I gift to cut IHT and still live off my portfolio?'

Portfolio Clinic: Decades of patient investing have left this reader with substantial assets and a tax headache. Dave Baxter looks at the options
‘How do I turn my £1.7mn inheritance into an income?’
January 10

‘How do I turn my £1.7mn inheritance into an income?’

Portfolio Clinic: Our reader has received a hefty legacy and wants to use it to cut back on work and spend time with his young family. Taha Lokhandwala looks at the options
'How do I move my £500,000 portfolio from growth to income?'
January 03

'How do I move my £500,000 portfolio from growth to income?'

Portfolio Clinic: Our readers need to adapt their investment strategy as they get ready to retire. Holly McKechnie explores the options
‘My IHT plans are in tatters after Labour’s Budget – what do I do?’
December 27

‘My IHT plans are in tatters after Labour’s Budget – what do I do?’

Portfolio Clinic: Our reader needs a new IHT plan and might have to rethink his risk profile too
'How do I simplify a £2.6mn portfolio for my wife?'
December 20

'How do I simplify a £2.6mn portfolio for my wife?'

Portfolio Clinic: Our reader has amassed significant wealth but via some overly complicated portfolios
'More bonds and check your funds': Lessons from the Portfolio Clinic
December 17

'More bonds and check your funds': Lessons from the Portfolio Clinic

Find out what other readers got wrong this year, so you can get it right
Explore Portfolio Clinic
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