- This reader and his wife look well set for retirement, having built up sizeable portfolios via their Isas and pensions
- Substantial as it is, will this pot meet their retirement income needs?
- How do the two manage a significant inheritance tax liability?
Reader Portfolio
Phil and Andrea
59 and 57
Description
Isas, pensions, property, a general investment account and cash
Objectives
Generate a retirement income and reduce his IHT bill
Portfolio type
Inheritance planning
It might take decades, but investing well and working hard can pay off handsomely when the time to retire finally arrives. The hard work doesn't stop there, however, as those leaving the workforce need to work out what kind of retirement they can afford, alongside other considerations.