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The right times to hold cash – and how much you should keep
Cash plays a number of important roles in financial planning, and everyone should hold at least three to six months' worth of their expenses in easily accessible cash
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Use cash to boost your returns
Cash helps to diversify equity portfolios and can reduce a portfolio's overall risk and volatility
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When to use a cash Isa
Cash Isas are a good option if you do not use all of your allowance for investments
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How to get the best rates on your cash
Get the best possible rate on cash to minimise inflation erosion, and if the cash isn't your 'emergency' fund consider locking it up for a set period to get a higher rate
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